import os import sys import subprocess import django import io from django.contrib.auth import get_user_model from django.contrib.auth.hashers import make_password from decimal import Decimal def setup_loan_products(): """Setup default loan products (Boost, Mwamba, Imara)""" print("\nšŸ’° Setting up loan products...") try: # Setup Django os.environ.setdefault('DJANGO_SETTINGS_MODULE', 'branch_system.settings_production') django.setup() from loans.models import LoanProduct from utils.models import SystemSetting # Check existing loan products - don't delete, just update if needed existing_products = LoanProduct.objects.filter( product_type__in=['boost', 'mwamba', 'imara'] ) if existing_products.exists(): print(f"Found {existing_products.count()} existing loan products, updating...") # Update existing products instead of deleting for product in existing_products: if product.product_type == 'boost': product.name = 'Boost' product.description = 'Quick 1-month loan with flexible repayment options. Perfect for short-term financial needs.' product.min_amount = 1000 product.max_amount = 50000 product.interest_rate = 20.0 product.processing_fee = 5.0 product.duration_months = 1 product.min_duration = 30 product.max_duration = 30 product.available_repayment_methods = ['daily', 'weekly', 'monthly'] product.save() elif product.product_type == 'mwamba': product.name = 'Mwamba' product.description = '3-month loan with weekly or monthly repayment options. Ideal for medium-term financing.' product.min_amount = 5000 product.max_amount = 200000 product.interest_rate = 20.0 product.processing_fee = 5.0 product.duration_months = 3 product.min_duration = 90 product.max_duration = 90 product.available_repayment_methods = ['weekly', 'monthly'] product.save() elif product.product_type == 'imara': product.name = 'Imara' product.description = '6-month loan with monthly repayment. Perfect for long-term financial planning.' product.min_amount = 10000 product.max_amount = 500000 product.interest_rate = 10.0 product.processing_fee = 5.0 product.duration_months = 6 product.min_duration = 180 product.max_duration = 180 product.available_repayment_methods = ['monthly'] product.save() else: # Create new products only if they don't exist print("Creating new loan products...") # Create Boost product (1 month, 20% per month, 5% processing fee) boost_product = LoanProduct.objects.create( name='Boost', product_type='boost', description='Quick 1-month loan with flexible repayment options. Perfect for short-term financial needs.', min_amount=1000, max_amount=50000, interest_rate=20.0, # 20% per month processing_fee=5.0, # 5% processing fee late_payment_penalty=5.0, duration_months=1, min_duration=30, max_duration=30, available_repayment_methods=['daily', 'weekly', 'monthly'], requires_guarantor=False, requires_collateral=False, is_active=True, rollover_fee_percentage=10.0, # 10% rollover fee max_rollover_count=3, # Maximum 3 rollovers allowed max_rollover_days=30 # Maximum 30 days per rollover ) # Create Mwamba product (3 months, 20% per month, 5% processing fee) mwamba_product = LoanProduct.objects.create( name='Mwamba', product_type='mwamba', description='3-month loan with weekly or monthly repayment options. Ideal for medium-term financing.', min_amount=5000, max_amount=200000, interest_rate=20.0, # 20% per month processing_fee=5.0, # 5% processing fee late_payment_penalty=5.0, duration_months=3, min_duration=90, max_duration=90, available_repayment_methods=['weekly', 'monthly'], requires_guarantor=False, requires_collateral=False, is_active=True, rollover_fee_percentage=10.0, # 10% rollover fee max_rollover_count=2, # Maximum 2 rollovers allowed max_rollover_days=90 # Maximum 90 days per rollover ) # Create Imara product (6 months, 10% per month, 5% processing fee) imara_product = LoanProduct.objects.create( name='Imara', product_type='imara', description='6-month loan with monthly repayment. Perfect for long-term financial planning.', min_amount=10000, max_amount=500000, interest_rate=10.0, # 10% per month processing_fee=5.0, # 5% processing fee late_payment_penalty=5.0, duration_months=6, min_duration=180, max_duration=180, available_repayment_methods=['monthly'], requires_guarantor=False, requires_collateral=False, is_active=True, rollover_fee_percentage=10.0, # 10% rollover fee max_rollover_count=1, # Maximum 1 rollover allowed max_rollover_days=180 # Maximum 180 days per rollover ) # Set up system settings for loan products (update existing or create new) settings_data = [ # Boost Product Settings ('boost_duration_months', '1', 'loan', 'Boost loan duration in months'), ('boost_interest_rate', '20.0', 'loan', 'Boost monthly interest rate (%)'), ('boost_processing_fee', '5.0', 'loan', 'Boost processing fee (%)'), ('boost_repayment_methods', '["daily", "weekly", "monthly"]', 'loan', 'Boost available repayment methods'), ('boost_min_amount', '1000', 'loan', 'Boost minimum loan amount'), ('boost_max_amount', '50000', 'loan', 'Boost maximum loan amount'), ('boost_rollover_fee', '10.0', 'loan', 'Boost rollover fee percentage'), ('boost_max_rollovers', '3', 'loan', 'Maximum number of rollovers for Boost'), ('boost_rollover_days', '30', 'loan', 'Maximum rollover days for Boost'), # Mwamba Product Settings ('mwamba_duration_months', '3', 'loan', 'Mwamba loan duration in months'), ('mwamba_interest_rate', '20.0', 'loan', 'Mwamba monthly interest rate (%)'), ('mwamba_processing_fee', '5.0', 'loan', 'Mwamba processing fee (%)'), ('mwamba_repayment_methods', '["weekly", "monthly"]', 'loan', 'Mwamba available repayment methods'), ('mwamba_min_amount', '5000', 'loan', 'Mwamba minimum loan amount'), ('mwamba_max_amount', '200000', 'loan', 'Mwamba maximum loan amount'), ('mwamba_rollover_fee', '10.0', 'loan', 'Mwamba rollover fee percentage'), ('mwamba_max_rollovers', '2', 'loan', 'Maximum number of rollovers for Mwamba'), ('mwamba_rollover_days', '90', 'loan', 'Maximum rollover days for Mwamba'), # Imara Product Settings ('imara_duration_months', '6', 'loan', 'Imara loan duration in months'), ('imara_interest_rate', '10.0', 'loan', 'Imara monthly interest rate (%)'), ('imara_processing_fee', '5.0', 'loan', 'Imara processing fee (%)'), ('imara_repayment_methods', '["monthly"]', 'loan', 'Imara available repayment methods'), ('imara_min_amount', '10000', 'loan', 'Imara minimum loan amount'), ('imara_max_amount', '500000', 'loan', 'Imara maximum loan amount'), ('imara_rollover_fee', '10.0', 'loan', 'Imara rollover fee percentage'), ('imara_max_rollovers', '1', 'loan', 'Maximum number of rollovers for Imara'), ('imara_rollover_days', '180', 'loan', 'Maximum rollover days for Imara'), ] for key, value, category, description in settings_data: SystemSetting.objects.update_or_create( key=key, defaults={ 'value': value, 'category': category, 'description': description } ) print(f"āœ“ Successfully updated {LoanProduct.objects.count()} loan products:") print(" - Boost (1 month, 20% interest, 5% processing)") print(" - Mwamba (3 months, 20% interest, 5% processing)") print(" - Imara (6 months, 10% interest, 5% processing)") print("āœ“ Updated loan product system settings") except Exception as e: print(f"āŒ Error setting up loan products: {e}") return False return True setup_loan_products()